Business Checking Accounts

Analysis Checking

(Opening deposit: $1,000) You can improve your cash management with this business checking account which features an earnings credit applied to reduce or eliminate fees. The Business Analysis Checking Account features an earnings credit rate, which is applied to reduce or eliminate fees on the account. The earnings credit rate will be calculated by applying the periodic earnings credit rate to the average daily collected balance in the account for the period. At the bank's discretion, the earnings credit rate may change at any time. Earnings credit is applied against the $15 monthly maintenance fee, plus the $.15 charge for each debit item paid and $.10 for each item deposited for the period. Charges for other related services can also be offset by the earnings credit. A detailed monthly statement is provided.

Small Business Checking

This account is designed for commercial accounts with fewer items deposits and debits paid per month. Allowed 100 debits paid and 200 items deposited per month with no minimum balance required. Debits include checks, preauthorized withdrawals, ATM or POS withdrawals or any other withdrawal by electronic means.

Debit Paid in Excess of 100 per month: $0.50 per debit

Item Deposited in Excess of 200 per month: $0.50 per item

Business Interest Checking

(Opening deposit: $500) This interest bearing checking account is available to sole proprietorships and non-profit organizations. Interest is earned on average daily collected balances of $1,000 or more. Minimal per item fees of $.25 per debit item paid (example: checks) and $.10 per item deposited will be charged monthly. Maintaining an average daily collected balance of $3,000 will eliminate the monthly $15 maintenance fee.

Business Money Market Checking

(Opening deposit: $2,500) Take advantage of high yields and instant access to your money with unlimited withdrawals made in person and up to 6 preauthorized withdrawals per statement cycle, of which 3 can be by check. With tiered interest rates, the higher your average daily collected balance, the higher the annual percentage yield. Interest is paid on average daily collected balances of $1,000 or more. If your average daily collected balance is $2,500 or more, there is no monthly maintenance fee. If your balance drops below the minimum during the month, there will be a $15 fee.