Loan Services

When it comes to financing your business, Bay Cities can provide you with the loan to fit your needs. Let our experienced staff evaluate your request you'll find our response both prompt and competitive! Commercial Loans available for:

• Lines of Credit - Flexibility for borrowing in order to meet short term needs.
• Term Loans - In order to purchase or refinance capital items such as equipment, Bay Cities Bank can structure the loan to be repaid from long term operating income.
• Commercial Real Estate Mortgages - A variety of construction and permanent loan structures for both Owner-Occupied and Income Producing properties.