"Picture banking the way used to be..."

The bank was a comforting place to be. Quiet and elegant at the same time. Employees knew you by name and always said hello. They even knew enough about you to ask about your family. No one made you stand in a long line to be waited on or dismissed you abruptly the moment you completed your business.

Welcome to Bay Cities Bank. Taking banking back to what it used to be. Bay Cities' focus is local. As a community bank, we believe in supporting the people and businesses that help our community thrive.

That is why we offer a full range of personal banking products and services.