Quarterly Update  Summer 2013
CD Special • Triple Feature CD
One Time Rate Bump One Time Funds Addition One Time Withdrawal
Contact Your Local Branch for Details

From the Desk of... H. Wade Griffin

Bay Cities Bank staked its claim on being Tampa Bay's premier Business Bank before the doors officially opened in 1999. While this focus has not changed, in recent years Residential Lending has quietly become a much more meaningful Division of the Bank. According to President and CEO, Greg Bryant, "It is important to the owners and employees of our Business Clients that we deliver the same exceptional client service and innovative solutions for their home financing that we deliver for their company."

The Tampa Bay Market became known as a national leader in foreclosures in recent years and is also a hotbed for hedge funds amassing large pools of rental properties. Bay Cities has built its reputation above this fray. Even with historic low interest rates, approximately half of our volume relates to purchase rather than refinance transactions. Further, average loan size is almost double the local average. Bay Cities is not restricted to a proprietary set of residential lending programs, which allows the bank to deliver the loan that is optimal for each of our clients. They tell us that the experience, responsiveness and professionalism of the Bay Cities Residential Team coupled with a full array of flexible products makes all the difference.

Mortgage Solutions

Experienced Residential Lenders
Purchase or Refinance

Visit www.LoanCenter247.com

Featured Client

Children's Discovery Center

Children's Discovery Center at 23rd Street is a true family business, established in 1983 by husband and wife Parnell and Ernestine Dickinson. Parnell, a graduate of Mississippi Valley State was a 7th round draft pick by the Tampa Bay Buccaneers in 1976. Ernestine, a lifelong educator with a passion for children, began her career as a social worker after graduating from Mississippi Valley State. The husband and wife team have been married for 35 years and have two children that also play a pivotal role in the success of Children’s Discovery.

Children's Discovery, located on 13101 N. 23rd Street in Tampa, was established to provide quality educational child care to the community by ...

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Meet Our Team

Brad Owens

Vice President
Small Business Development Officer

Brad is a lender in the SBA division at Bay Cities Bank and maintains his office at the Carrollwood location. He has a Bachelor of Science degree from Presbyterian College in Clinton, South Carolina with a double major in Business Administration and Sociology.

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Tom White

Senior Residential Loan Officer

Born in Ohio, Tom moved to Tampa in 1986; he graduated from the University of Florida in 1981 with a degree in Business Administration and a major in Marketing. With 27 years of lending experience; Tom joined Bay Cities Bank Residential Loan department in October of 2010 helping clients purchase the home of their dreams.

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West Shore - Main Office
4301 W Boy Scout Blvd., Suite 150
Tampa, FL 33607

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