Residential Mortgage Products & Services
Apply online or check current rates at:
Loan Center 24/7
Bay Cities Bank offers a wide variety of mortgage products ideal for first-time home buyers, refinancing, borrowers looking for increased affordability or move-up borrowers seeking jumbo financing or construction/perm financing.
Our Featured Products:
- Fixed Rate Loans (FNMA, FHLMC, FHA & VA)
- ARM Loans
- Construction-Permanent Loans
- Lot Loans
- First-time Buyer Loans
- Portfolio Loans
- Jumbo Loans
Our Services Offered to you at No Cost:
- No Pre-Payment Penalties
- Loan Pre-Qualification by Phone
- Consultation to Prospective Customers on Loan Plans
- Step-by-Step Guidance for First-time Home Buyers
- Step-by-Step Guidance for Customers Planning to Build a Home
- New or Experienced Realtor Private Lending Sessions to Review Current Mortgage Products
Please contact one of our Loan Officers or visit one of our local offices for more information and to start your application process.
Sean D. Stockell
Residential Lending Manager
Loan Originator #707637
Loan Originator #359308
Loan Originator #707638
We are dedicated to providing outstanding service to you and your family as you enter the residential loan process.
Please call for current loan terms, interest rates and fees.
Call to schedule a loan application, or to discuss rate lock options.
All borrowers are subject to credit approval.