CD's & IRA's

Certificates of Deposit (CD's)

Certificates of deposit are ideal for investors seeking growth and security. Bay Cities Bank CDs pay high market yields with terms to suit your needs - from 30 days to 5 years. Interest is paid monthly and compounded daily. At the end of your term, Bay Cities Bank allows a convenient 10-day grace period. Automatic renewal is available. Early withdrawal penalties may apply. Minimum daily balance of $1,000.00 is required to obtain APY.

Individual Retirement Account (IRA's)

Bay Cities Bank offers IRA accounts to help you meet your retirement needs. All of our IRA products offer flexible terms and competitive interest rates. IRA options include:

• Traditional IRA's
• Roth IRA's

View Current CD & IRA Rates

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