Personal Checking
At Bay Cities Bank, we take the time to get to know you, your goals and your dreams. This gives us the ability to tailor our services to help meet your specific needs. Choosing the right checking account helps keep your money and your plans moving in the right direction. We have the right people, products and technology to make it all possible. We know how important your money is to you. Banking with Bay Cities Bank is more than just checking accounts. We take banking personally because, to us, you're more than a customer. You're our neighbor.
Click on "More" to view additional details about each account type.
| Account Type |
Opening
Minimum Deposit |
Balance* to Avoid
Service Charge |
Monthly
Service Charge |
More Info |
| Personal Checking |
$250 |
$0 |
$0 |
More >> |
|
Simple and free checking that provides you with the features and convenience you need.
Features:
- No Monthly Service Fee
- No Minimum Balance
- First order of Standard Checks FREE (limited styles)
- FREE ATM/Debit Card
- Points2U Enrollment with activation of Debit Card
- FREE Online Banking with Bill Pay
- FREE eVue Online Statements
- 24-hour Telephone Banking
|
| Senior Interest Checking |
$500 |
$0 |
$0 |
More >> |
|
If you are 50 or older, this account is perfect for you. This is an interest-earning checking account designed specifically to meet the banking needs of seniors.
Features:
- No Monthly Service Fee
- No Minimum Balance
- Earn Interest on Average Daily Balance Equal to or Greater Than $1,000
- FREE Standard Checks
- FREE ATM/Debit Card
- Points2U Enrollment with activation of Debit Card
- FREE Online Banking with Bill Pay
- FREE eVue Online Statements
- 24-hour Telephone Banking
|
| Interest Checking |
$1,000 |
$2,000 |
$15 |
More >> |
|
Pays competitive interest for those looking to maintain a higher balance and enjoy the convenience of a checking account.
Features:
- Earn Interest on Average Daily Balance Equal to or Greater Than $1,000
- First Order of Standard Checks FREE (limited styles)
- FREE ATM/Debit Card
- Points2U Enrollment with activation of Debit Card
- FREE Online Banking with Bill Pay
- FREE eVue Online Statements
- 24-hour Telephone Banking
|
* Average Daily Balance
View Current Personal Product Rates
Visit Us to Open An Account Today
Questions? Contact Us