Residential Mortgage Products & Services

 
Bay Cities Bank offers a wide variety of mortgage products ideal for first-time home buyers, refinancing, borrowers looking for increased affordability or move-up borrowers seeking jumbo financing or construction/perm financing.

• Fixed Rate Loans (FNMA, FHLMC & FHA)
• ARM Loans
• Interest-Only Payment Plans                                                                     
• Construction-Permanent Loans
• Lot Loans
• First-time Buyer Loans
• Portfolio Loans
• Jumbo Loans

 

Our Services Offered to you at No Cost:

• No Pre-Payment Penalties
• Loan Pre-Qualification by Phone
• Consultation to Perspective Customers on Loan Plans
• Step-by-Step Guidance for First-time Home Buyers
• Step-by-Step Guidance for Customers Planning to Build a Home
• New or Experienced Realtor Private Lending Sessions to Review Current Mortgage Products

 

Please contact Sean Stockell or visit one of our local offices for more information and to start your application process.

                                                

 

Sean D. Stockell Vice President Senior Residential Lending Officer Office: 813-909-2740 Fax: 813-948-2615

We are pleased to give you an outstanding and unforgettable venture in your new residential loan process experience.

 

     

                                                                                                                                                                                

Please call for current loan terms, interest rates and fees.

Call to schedule a loan application, or to discuss rate lock options. 

All borrowers are subject to credit approval.