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Safe secure banking from the convenience of your home or office.


Business Deposits

Bay Cities Bank delivers highly capable deposit solutions tailored for your business needs.

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Business Loans

Bay Cities is Lending! Call us to experience our Personal Touch, Highly Experienced Team and Local Underwriting.

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Cash Management

We offer a complete Technology Soluiton tailored to your Business’ needs.

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Personal Banking

At Bay Cities we offer a full line of options for your personal bank accounts including, personal checking, savings and loans.  

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Security Alerts

Each year thousands of people fall victim to identity theft. Click on the link below to learn more about identity theft and our commitment to you.

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Stay Educated…Don’t be a Victim of Online Fraud.  To learn more visit
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 We offer a variety of credit cards to meet your needs.  Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.


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  • Terms Up To 25 Years
  • No Balloon Payments
  • Down Payments as low as 10%
  • Quick Turnaround

Lynn Johler has joined the Bay Cities Team and brings 20 years experience providing SBA loans to Bay Area businesses. Contact her at our 4th Street Office in St. Petersburg.
Approved to offer SBA loan products. 


Greg Bryant selected as 2011-2012 FBA Chairman

Congratulations to Greg Bryant on having been selected as the 2011/2012 Chairman of the Florida Bankers Association.

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Remote Deposit Capture (RDC)

Traditional Florida banking and financial services may not be the best fit for your business, but one of the ways Bay Cities is offering solutions is with Remote Deposit Capture.  Business Customer's can streamline their deposit process, lower operational & transportation cost and extend deposit time by eliminating trips to the bank. RDC is one of the fastest, most convenient ways to make deposits. Gain peace of mind when you know your deposits are made on time from your own computer.

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